Mutual Fund Calculator (India)
About This Calculator:
Use this calculator to estimate your mutual fund returns. Choose between a Lumpsum (one-time investment) or SIP (Systematic Investment Plan).
It also accounts for inflation to show the real value of investments.
Select Investment Type:
Lumpsum
SIP
Investment Amount (₹):
SIP Amount (₹):
Select SIP Frequency:
Monthly
Quarterly
Half-Yearly
Yearly
Expected Annual Return (%):
Investment Duration (Years):
Average Inflation Rate (%):
Calculate
Total Invested Amount: ₹0
Final Value Without Inflation: ₹0
Final Value With Inflation: ₹0
body {
font-family: Arial, sans-serif;
background-color: #f4f4f4;
text-align: center;
padding: 20px;
}
.container {
background: #fff;
padding: 20px;
width: 400px;
margin: auto;
border-radius: 8px;
box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.1);
}
select, input {
width: 100%;
padding: 8px;
margin: 8px 0;
border: 1px solid #ccc;
border-radius: 4px;
}
button {
background: #28a745;
color: white;
border: none;
padding: 10px;
width: 100%;
margin-top: 10px;
cursor: pointer;
font-size: 16px;
}
button:hover {
background: #218838;
}
.result {
margin-top: 15px;
font-size: 18px;
font-weight: bold;
text-align: left;
}
.summary {
background: #dff9fb;
padding: 15px;
border-radius: 8px;
margin-bottom: 15px;
text-align: left;
}
function toggleInvestmentType() {
let investmentType = document.getElementById(“investmentType”).value;
if (investmentType === “sip”) {
document.getElementById(“sipSection”).style.display = “block”;
document.getElementById(“lumpsumSection”).style.display = “none”;
} else {
document.getElementById(“sipSection”).style.display = “none”;
document.getElementById(“lumpsumSection”).style.display = “block”;
}
}
function formatCurrency(value) {
return “₹” + value.toLocaleString(“en-IN”, { maximumFractionDigits: 2 });
}
function calculate() {
let investmentType = document.getElementById(“investmentType”).value;
let returnRate = parseFloat(document.getElementById(“returnRate”).value) / 100;
let years = parseInt(document.getElementById(“years”).value);
let inflationRate = parseFloat(document.getElementById(“inflationRate”).value) / 100;
if (isNaN(returnRate) || isNaN(years)) {
alert(“Please enter valid numbers.”);
return;
}
let finalValue, finalValueInflation, totalInvested;
if (investmentType === “lumpsum”) {
let amount = parseFloat(document.getElementById(“amount”).value);
if (isNaN(amount) || amount <= 0) {
alert("Please enter a valid lumpsum amount.");
return;
}
totalInvested = amount;
finalValue = amount * Math.pow(1 + returnRate, years);
finalValueInflation = finalValue / Math.pow(1 + inflationRate, years);
} else {
let sipAmount = parseFloat(document.getElementById("sipAmount").value);
let sipFrequency = parseInt(document.getElementById("sipFrequency").value);
if (isNaN(sipAmount) || sipAmount <= 0) {
alert("Please enter a valid SIP amount.");
return;
}
let n = sipFrequency;
let r = returnRate / n;
let t = years;
finalValue = sipAmount * ((Math.pow(1 + r, n * t) – 1) / r) * (1 + r);
finalValueInflation = finalValue / Math.pow(1 + inflationRate, years);
totalInvested = sipAmount * n * years;
}
document.getElementById("totalInvested").innerText = formatCurrency(totalInvested);
document.getElementById("finalAmount").innerText = formatCurrency(finalValue);
document.getElementById("finalAmountInflation").innerText = formatCurrency(finalValueInflation);
}
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